Does start rescue offer EV breakdown insurance?

EV Breakdown Cover: Your Guide to UK Assistance

25/03/2017

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The shift towards electric vehicles (EVs) is accelerating across the United Kingdom, bringing with it a host of benefits for drivers and the environment. As more motorists embrace the quiet efficiency and zero tailpipe emissions of EVs, a crucial question arises: what happens if your electric car breaks down? Unlike traditional petrol or diesel vehicles, EVs present unique challenges when roadside assistance is required. This comprehensive guide delves into the world of electric car breakdown insurance in the UK, exploring what leading providers offer and what you should consider to ensure complete peace of mind on every journey.

Who is covered if you break down in an electric car?
Personal breakdown cover for you and up to 3 other people you live with, as drivers or passengers in any vehicle. Breakdown cover for one vehicle, whoever's behind the wheel. What happens if I break down in an electric car? If you break down in your electric car, call us or use the AA App to request assistance.

Understanding the nuances of EV breakdown cover is paramount. While a flat tyre or a dead 12V battery might seem familiar, an out-of-charge scenario or a fault with the high-voltage system demands specialised attention. This is where dedicated EV breakdown cover truly shines, providing tailored solutions that standard policies simply cannot. It's not just about getting a tow; it's about ensuring the recovery operators have the right training, equipment, and understanding to handle your electric vehicle safely and efficiently.

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Why Electric Vehicles Need Specialised Breakdown Cover

Electric vehicles, for all their technological prowess, are not immune to breakdowns. However, the nature of these breakdowns, and the required solutions, often differ significantly from internal combustion engine (ICE) cars. These differences necessitate a specialised approach from breakdown service providers, ensuring that patrols are not only equipped but also expertly trained to handle the unique demands of an EV.

One of the most common concerns for EV drivers is running out of charge, often dubbed 'range anxiety'. Unlike running out of fuel, which can often be solved with a jerry can, a depleted EV battery requires a different kind of assistance. Many breakdown services now offer mobile charging solutions or a 'boost' to get you to the nearest charging point. Furthermore, the sheer weight of an EV, largely due to its battery pack, means that traditional towing methods might not always be suitable. Services employing 'all-wheels up' recovery are often preferred to prevent damage to the vehicle's drivetrain or battery system during transport. Finally, the high-voltage components within an EV demand that technicians possess specific 'High Voltage Awareness' training to ensure their safety and prevent further damage to the vehicle during diagnosis and repair.

Leading UK Providers and Their EV Offerings

Several established breakdown assistance providers in the UK have adapted their services to cater specifically to the growing electric vehicle market. Each brings their own unique strengths and innovations to the table, aiming to provide comprehensive cover for EV drivers.

Start Rescue: Experienced EV Support Across the UK and Europe

Start Rescue is a prominent name in the breakdown assistance industry, boasting over 20 years of experience. They have successfully transitioned their expertise, accumulated from assisting petrol, diesel, gas, and hybrid vehicles, to offer dedicated electric car breakdown insurance. This means EV drivers can benefit from their vast network of well-trained and experienced recovery operators.

Start Rescue prides itself on providing complete peace of mind for EV owners, regardless of whether they are a quarter of a mile or 300 miles away from home. Their extensive experience in the broader breakdown sector suggests a robust infrastructure capable of handling diverse roadside incidents for electric cars across both the UK and Europe. This wide geographical coverage is a significant advantage for those planning road trips beyond the British Isles.

Does start rescue offer EV breakdown insurance?
Start Rescue provides electric vehicle breakdown insurance to EV drivers across the UK and Europe, using our vast network of well-trained, experienced recovery operators. We’ve drawn on our 20+ years in breakdown assistance with petrol, diesel, gas and hybrid vehicles to give electric car owners complete peace of mind on the road.

RAC: Innovation and Specialised EV Technology

The RAC stands out with its commitment to innovation in electric vehicle breakdown cover. Recognising the unique needs of EVs, they have invested significantly in state-of-the-art equipment and specialised training for their patrols.

A key offering from the RAC is their dedicated EV vans, which are equipped to provide a 10-mile boost if your electric car runs out of battery charge. This innovative solution can be a lifesaver, allowing drivers to reach a nearby charging station without needing a full tow. Furthermore, the RAC utilises patented all-wheels up recovery technology, ensuring that heavy EVs can be transported safely without putting undue stress on their sensitive components. Their patrols undergo rigorous High Voltage Awareness training, demonstrating an expert knowledge of how to safely get your electric car moving again. The RAC's expertise extends beyond just breakdowns; they are leaders in various electric car services, from vehicle repair to advising on home charging point installations, underlining their comprehensive understanding of the EV ecosystem. Their claim of reaching most breakdowns in 60 minutes or less, with 4 out of 5 fixed on the spot, speaks to their fast and reliable service.

AA: A Trusted Name in Breakdown Cover

The Automobile Association (AA) is another long-standing and highly respected provider of breakdown cover in the UK. While the provided information does not detail specific EV-exclusive technologies like the RAC's battery boost or patented recovery, the AA undoubtedly offers breakdown cover for electric cars as part of their comprehensive service portfolio. As a major player in the market, their general breakdown cover principles would extend to electric vehicles, providing roadside assistance, recovery, and onward travel options.

An example from their pricing structure indicates that 10% of new AA customers paid £5.49 for monthly vehicle breakdown cover in a recent survey period. While this figure relates to general vehicle breakdown cover and prices can vary based on individual circumstances and policy specifics, it provides an insight into their competitive pricing. When considering the AA for your EV, it's advisable to enquire about any specific provisions or expertise they have for electric vehicles, such as high-voltage trained technicians or mobile charging capabilities, to ensure it meets your particular needs.

What to Look for in an EV Breakdown Policy

Choosing the right breakdown cover for your electric vehicle goes beyond just finding the cheapest premium. It's about securing a policy that genuinely meets the unique demands of an EV and provides comprehensive support when you need it most. Here are key aspects to consider:

  • Battery Boost / Mobile Charging: This is arguably the most crucial EV-specific feature. Does the provider offer a mobile charge to get you to the nearest public charging station, or do they only offer a tow?
  • Specialised Recovery Equipment: Given the weight and specific drivetrain configurations of EVs, ensuring the provider uses 'all-wheels up' or flatbed recovery is vital to prevent damage during transportation.
  • High Voltage Trained Technicians: Verify that the breakdown patrols dispatched have undergone specific High Voltage Awareness training. This is essential for their safety and for correctly diagnosing and safely handling your vehicle's high-voltage system.
  • Home Start: Many breakdowns occur at home. Ensure your policy includes home start cover, as an EV might not be charging correctly overnight, leading to a flat battery in the morning.
  • Onward Travel & Accommodation: If your EV cannot be fixed at the roadside, does the policy cover alternative transport, such as a hire car, or overnight accommodation if you're far from home?
  • European Cover: For those who frequently travel to mainland Europe, ensure your policy extends to international breakdown assistance, as EV charging infrastructure and repair expertise can vary significantly between countries.
  • Network Size and Response Times: A large network of patrols often translates to quicker response times, which is critical when you're stranded.

Comparative Overview of EV Breakdown Services

Here’s a comparison of the breakdown services offered by Start Rescue, RAC, and AA, based on the information provided, highlighting their key features relevant to electric vehicles:

Feature / ProviderStart RescueRACAA
EV Specific CoverYesYesYes (part of general cover)
Battery Boost ServiceNot explicitly statedYes (10-mile boost from EV vans)Not explicitly stated
All-Wheels Up RecoveryNot explicitly statedYes (Patented technology)Not explicitly stated
High Voltage TrainingWell-trained, experienced operatorsYes (High Voltage Awareness)Not explicitly stated
Coverage AreaUK & EuropeUK impliedUK implied
Years of Experience20+ years in breakdown assistanceNot explicitly stated (long-standing reputation)Not explicitly stated (long-standing reputation)
Response TimeNot explicitly statedMost in 60 minutes or lessNot explicitly stated
On-the-Spot Fix RateNot explicitly stated4 out of 5 breakdowns fixed on the spotNot explicitly stated
Other EV ExpertiseNot explicitly statedEV leasing, home charging point adviceNot explicitly stated

Note: 'Not explicitly stated' indicates the information was not present in the provided source material. It does not necessarily mean the service is not offered by the provider. It is always recommended to verify specific features directly with the provider.

Frequently Asked Questions about EV Breakdown Cover

Do I need special breakdown cover for an electric vehicle?

Yes, it is highly recommended to have specialised breakdown cover for an electric vehicle. While general breakdown cover can assist with common issues like flat tyres or non-engine faults, EVs have unique requirements. These include the need for specific equipment for safe towing due to battery weight and regenerative braking systems, and the crucial provision for mobile charging or recovery if the battery runs flat. Furthermore, technicians need specific training to safely handle high-voltage systems.

What happens if my electric car runs out of charge?

If your electric car runs out of charge, the assistance you receive depends on your breakdown provider and policy. Some advanced providers, like the RAC, offer a mobile battery boost service that can provide enough charge to get you to the nearest charging point. Other providers might offer a tow to the nearest charging station or your home. It's essential to check if your chosen policy includes specific provisions for out-of-charge scenarios, as this is one of the most common EV-specific breakdown concerns.

Does RAC cover electric cars?
RAC Breakdown Cover includes electric and hybrid vehicles, as well as petrol and diesel ones. You don't need a different kind of policy if you drive an electric car. All our patrols are High Voltage Awareness trained, so they’re qualified to fix electric and hybrid vehicles. How much does hybrid and electric breakdown cover cost?

Are all breakdown providers equipped to handle electric cars?

No, not all breakdown providers or their entire fleet of patrols are equally equipped or trained to handle electric cars. While major providers are rapidly adapting, it's crucial to choose a service that explicitly states their capability in EV breakdown. Look for providers who highlight their high-voltage trained technicians, specialised towing equipment (like all-wheels up recovery), and services for battery depletion.

What's the main difference between EV breakdown cover and petrol/diesel car breakdown cover?

The main differences lie in the unique challenges posed by electric vehicles. For EVs, key concerns include battery depletion (running out of charge), the need for specialised towing due to vehicle weight and drivetrain sensitivity, and the requirement for technicians to be trained in handling high-voltage systems safely. Petrol/diesel cover primarily focuses on engine failures, fuel delivery issues, and general mechanical faults, without the specific considerations for battery charging or high-voltage components.

How much does electric car breakdown cover cost?

The cost of electric car breakdown cover varies significantly depending on the provider, the level of cover you choose (e.g., roadside, home start, national recovery, European cover), and your personal circumstances. As an example, the AA has indicated that 10% of their new customers paid £5.49 for monthly vehicle breakdown cover in a recent survey period. However, this is a general figure and specific EV policies may vary. It's always best to get a direct quote from your preferred providers to understand the exact cost for your needs.

Conclusion

As electric vehicles continue to become a staple on UK roads, ensuring you have the right breakdown cover is more important than ever. While the core principle of breakdown assistance remains the same – getting you back on the road safely – the methods and expertise required for EVs are distinctly different. Providers like Start Rescue and RAC have clearly demonstrated their commitment to addressing these unique needs, offering specialised services and highly trained patrols.

Investing in comprehensive EV breakdown insurance provides invaluable peace of mind, knowing that if your electric journey hits an unexpected snag, you'll be supported by professionals equipped to handle the specific intricacies of your vehicle. Before committing to a policy, carefully review the features offered, paying close attention to battery boost services, specialised recovery methods, and the training of the breakdown operatives. Drive confidently into the electric future, knowing you're well-covered.

If you want to read more articles similar to EV Breakdown Cover: Your Guide to UK Assistance, you can visit the Automotive category.

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