10/03/2018
Buying a used car is an exciting prospect, especially when you find a vehicle that catches your eye and seems to tick all the boxes. However, as many a seasoned motorist will tell you, a good deal can quickly turn sour if you don't look beyond the initial attraction. When it comes to purchasing a secondhand vehicle, particularly one that's being offered at a tempting price point like the Golf GTI mentioned, a thorough understanding of its condition and legal standing is paramount. One of the most critical aspects to scrutinise is the MOT (Ministry of Transport) test certificate. This annual inspection is a legal requirement for most vehicles over three years old in the UK, ensuring they meet road safety and environmental standards. The expiry date of the MOT is a significant indicator of the car's current roadworthiness and can also influence your immediate expenditure.
The scenario presented, with an MOT due to expire at the end of September, raises a pertinent question: how much of an MOT is considered acceptable? The advice from a parent, suggesting not to consider a car with less than nine months remaining on its MOT, is a common and generally sound piece of guidance. This is for several good reasons. Firstly, a longer MOT period provides peace of mind. It means the vehicle has recently passed a comprehensive inspection and is deemed safe to drive for an extended duration. Secondly, it can indicate that the seller is confident in the car's condition, as they haven't needed to rush to get it re-tested. Conversely, a short MOT expiry date, like the three months remaining in this case, can be a red flag. It might suggest that the car has issues that the current owner is aware of and is perhaps trying to offload before they become apparent or require costly repairs to pass the next test.
Let's delve deeper into what an MOT entails and why its expiry date is so important. The MOT test checks various safety-critical components of your vehicle. These include:
- Lights: Headlights, taillights, brake lights, indicators – all must be functioning correctly and be the appropriate colour.
- Brakes: The efficiency and condition of the braking system, including the pedal, fluid, and components like discs and pads, are rigorously tested.
- Steering and Suspension: Ensuring the steering is precise and the suspension components are in good order is vital for handling and stability.
- Tyres: Tread depth, condition, and correct inflation are checked. The legal minimum tread depth is 1.6mm across the central three-quarters of the tread width.
- Wipers and Washers: Essential for visibility, these must be in good working order.
- Exhaust Emissions: The vehicle must meet the specified emissions standards for its age and engine type.
- Body and Structure: Significant corrosion or damage to the vehicle's structure can lead to an MOT failure.
- Seats and Seatbelts: All fitted seatbelts must be present, correctly fitted, and functioning.
A car that has only three months left on its MOT means you'll be facing the prospect of booking and paying for another test within that timeframe. If the car has underlying issues, these could result in a fail, leading to unexpected expenses for repairs before you can legally drive it again. Furthermore, the seller's willingness to sell a car with a short MOT period might be an attempt to avoid these potential repair costs themselves.
In the case of the Golf GTI, several factors are being presented. The price of £700 is undeniably attractive, especially for a GTI model, which is typically a sought-after performance variant. The owner's claim of three new tyres before the last MOT is a positive point, as tyres are a consumable item and can represent a significant expense. The cambelt change at 60,000 miles is also good news, as the cambelt is a critical component that, if it fails, can cause catastrophic engine damage. However, the mileage of 150,000 miles is considerable. While it's true that some cars, particularly well-maintained German marques like Volkswagen, can achieve high mileages, it also means that other components are likely to have experienced significant wear and tear.
The question of whether to buy this car hinges on a careful balance of the positives and the potential negatives. Let's consider a comparison of cars with different MOT durations:
| MOT Expiry Duration | Potential Pros | Potential Cons |
|---|---|---|
| 9-12 Months | High level of confidence in roadworthiness, less immediate worry about test costs, suggests seller has maintained the car. | May come with a slightly higher purchase price. |
| 4-8 Months | Still a reasonable period, allows time to budget for the next test. | Slightly increased risk of minor issues needing attention before the next test. Price might be more negotiable. |
| 0-3 Months | Potentially a significantly lower purchase price, offering room for negotiation and potential repairs. | High immediate risk of unforeseen repair costs to pass the next MOT. May indicate underlying problems the seller is avoiding. Requires immediate budgeting for a test and potential repairs. |
The owner's assertion that there isn't anything wrong with the car should be taken with a pinch of salt. It's standard practice for sellers to present their vehicle in the best possible light. This is precisely why a thorough inspection is crucial. When you go to see the car, pay close attention to:
- Engine Noise: Listen for any unusual knocking, ticking, or whining sounds.
- Brake Performance: Test the brakes under various conditions. Do they feel spongy? Do they pull to one side?
- Steering: Does the steering feel precise, or is there excessive play? Listen for any clunks when turning the wheels.
- Suspension: Push down on each corner of the car. It should bounce once and then settle. Excessive bouncing indicates worn shock absorbers.
- Exhaust Smoke: Look for excessive blue (oil burning), white (coolant leak), or black (fuel mixture) smoke from the exhaust, especially on startup and acceleration.
- Tyres: Beyond the three new ones, check the condition and tread depth of the remaining tyre(s).
- Electrics: Test all lights, indicators, wipers, horn, and infotainment system.
- Bodywork: Look for signs of rust, especially around wheel arches, sills, and the boot floor. Check for mismatched paint, which could indicate accident repairs.
Given the 150,000 miles, it's also worth considering the potential for wear on other components that aren't typically covered in an MOT, such as the clutch, gearbox, and engine internals. While Golfs are known for their longevity, these parts are subject to wear and tear over time and mileage.
The fact that the seller is happy to sell it with only three months of MOT remaining could be a strategic move. If you were to purchase it, you would need to budget for the MOT test itself, which typically costs around £54.85 for cars. However, the real cost could be in the repairs needed to pass. If the car fails, you could be looking at hundreds, if not thousands, of pounds in repair bills. For example, common MOT failure items that can be costly include:
- Brake components (discs, pads, lines)
- Suspension parts (ball joints, bushes, shock absorbers)
- Headlights or other lighting issues
- Tyre replacement (if the remaining ones are below the legal limit)
- Exhaust system repairs or replacement
The advice to avoid cars with less than nine months MOT is sound because it minimises your immediate financial risk. If you buy a car with, say, six months remaining, you have a reasonable window to identify any issues. With only three months, the pressure is on, and the potential for unexpected costs is significantly higher. For someone who doesn't know much about cars, this situation can be particularly daunting.
Let's consider the potential financial outlay. You're looking at a purchase price of £700. You'll need to tax the vehicle, which depends on its CO2 emissions and registration date, but let's estimate this at perhaps £150-£300 annually. Then there's the MOT, which is £54.85. If the car fails, the repair costs are unknown but could easily exceed the purchase price. For instance, if it needs new brake discs and pads all around, that could be £300-£500. If it needs suspension work, that could add another £200-£400. A failed emissions test could also be expensive to rectify.
The seller's statement about the cambelt being changed at 60,000 miles is a significant positive. If the cambelt is due for replacement soon (typically every 5-7 years or 60,000-100,000 miles, depending on the engine), this is another cost to factor in. However, if it was changed at 60,000 miles and the car has 150,000 miles, it's likely due again soon or has already passed its recommended interval, depending on the age of the belt.
Frequent Questions:
Q1: Is a car with only 3 months MOT a bad buy?
A1: It can be. It significantly increases the risk of unexpected repair costs to pass the next MOT. It's generally advisable to aim for a car with at least 6-9 months remaining for peace of mind and to avoid immediate, potentially large, expenses.
Q2: The seller says the car is fine. Should I trust them?
A2: While some sellers are honest, it's always best to be cautious. Always conduct your own thorough inspection and, ideally, have a trusted mechanic inspect the car before purchasing.
Q3: What are the risks of buying a car with high mileage?
A3: High mileage (150,000 miles is considered high) means more wear and tear on all components, including the engine, gearbox, suspension, and exhaust. While some cars can be reliable at high mileage, the likelihood of needing repairs for worn parts increases.
Q4: The cambelt was changed at 60,000 miles. Is that enough?
A4: It depends on the age of the cambelt. Cambelts have a lifespan based on both mileage and time. If the belt was changed many years ago, even if the mileage is within limits, it might still be due for replacement due to age.
Q5: What should I check when viewing the car tomorrow?
A5: Focus on the condition of the engine (listen for noises, check for leaks), brakes, steering, suspension, tyres, electrics, and bodywork for rust or accident damage. Take it for a test drive and pay attention to how it drives, accelerates, and brakes.
In conclusion, while the £700 price tag for a Golf GTI is attractive, the short MOT expiry date, combined with the high mileage, presents a considerable risk, especially for someone not knowledgeable about cars. The advice to seek a car with a longer MOT duration is well-founded. If you are determined to pursue this particular car, it would be highly advisable to have an independent mechanic inspect it thoroughly before committing to the purchase. This inspection could reveal potential issues that might not be immediately obvious and could help you decide if the risk is worth the reward, or if it's better to walk away and find a vehicle with a more favourable MOT status.
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