Ford Motability: Your New Car Solution

Driving Freedom with Ford Motability

The Ford Motability scheme offers a fantastic opportunity for individuals who receive certain mobility allowances to lease a brand-new Ford vehicle. This arrangement is designed to provide enhanced mobility and independence, essentially allowing you to 'swap' the mobility component of your qualifying benefit for a new car. It's a straightforward process that covers a significant portion of the costs associated with car ownership, making it an attractive proposition for many.

Whether you drive yourself or rely on a nominated driver, the Ford Motability scheme opens doors to a modern, reliable vehicle with the peace of mind that many of the associated expenses are already taken care of. This means you can focus on enjoying your new Ford without the constant worry of unexpected bills for servicing, maintenance, or even essential repairs.

Who Qualifies for the Motability Scheme?

Eligibility for the Motability Scheme is tied to receiving specific government benefits that recognise mobility needs. If you currently receive one of the following, you are likely to qualify:

• Enhanced Rate of the Mobility Component of Personal Independence Payment (ERMC PIP)
• Higher Rate Mobility Component of Disability Living Allowance (HMRC DLA)
• In Scotland: Higher Rate Mobility Component of Child Disability Payment (CDP) or the Enhanced Rate Mobility Part of Adult Disability Payment (ADP)
• War Pensioners’ Mobility Supplement (WPMS)
• Armed Forces Independence Payment (AFIP)

Crucially, you don't even need to be a driver yourself to benefit. If you don't drive or haven't yet passed your test, you can still lease a Ford through the scheme by nominating up to three other people to drive the car on your behalf. This makes it an inclusive option for families and individuals who require transportation assistance.

The Benefits of a Ford Motability Lease

The primary allure of the Ford Motability scheme lies in its comprehensive package, which aims to minimise your out-of-pocket expenses. For a fixed period, typically three years, you receive a new Ford with a generous mileage allowance and a host of included services. Let's break down what's typically covered:

What's Included in Your Ford Motability Package?

The Motability package is designed to be as all-inclusive as possible, with your fuel being the primary ongoing cost. Here's a detailed look at what you can expect:

Choosing Your Ford Motability Vehicle

Ford offers a wide array of its popular models through the Motability scheme, ranging from compact city cars to spacious SUVs and practical MPVs. This ensures there's likely a Ford to suit your lifestyle and needs.

Advance Payments: Understanding the Costs

While many Ford Motability models are available with a £0 Advance Payment, meaning no upfront cost is required, some larger vehicles or those with higher specifications may necessitate an initial payment. This 'Advance Payment' is made when you collect your new car. It's essential to research the specific models you're interested in and their associated Advance Payments before visiting a dealership. This helps you understand any potential additional costs and plan accordingly.

Preparing for Your Ford Motability Journey

To make the most of your visit to a Ford dealership and the Motability scheme, a little preparation goes a long way. Before you head out:

• Research Models: Familiarise yourself with the Ford range and identify models that would best suit your family and daily requirements. Consider factors like passenger capacity, boot space, and desired features.
• Check Advance Payments: Visit the Ford Motability website or your local dealer's site to view the current Advance Payment prices for different models and trim levels. This will give you a clear picture of any upfront costs.
• Understand Your Needs: Think about whether you require specific adaptations to your vehicle. Discussing this with the dealership early on can ensure the right modifications are made.

Frequently Asked Questions about Ford Motability

Q1: Can I lease a Ford Motability car if I don't drive?

A1: Yes, absolutely. You can nominate up to three other drivers to use the car on your behalf, provided they meet the scheme's insurance requirements.

Q2: What happens at the end of the 3-year lease?

A2: Typically, you'll have the option to return the car, or in some cases, extend the lease or start a new Motability agreement with a different vehicle.

Q3: Is the mileage allowance flexible?

A3: The 60,000-mile allowance is standard. If you anticipate exceeding this, discuss options with your dealer, as exceeding the allowance will incur charges.

Q4: What if my nominated driver has a driving ban?

A4: Nominated drivers must have a valid driving licence and cannot have any unspent driving convictions. Any driving restrictions will need to be declared.

Q5: Can I choose any Ford model?

A5: While Ford offers a wide selection, not every single model or variant might be available. It's best to check the official Ford Motability list for current availability.

In conclusion, the Ford Motability scheme presents a compelling and cost-effective way to drive a new Ford, offering convenience, reliability, and financial predictability for those who qualify. By understanding the eligibility criteria and the comprehensive benefits included, you can take a significant step towards greater independence and freedom on the road.

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